.cards-formularios {
    display: grid;
    grid-template-columns: repeat(3, minmax(280px, 1fr));
    gap: 20px;
    margin-top: 28px;
}

.card-form {
    background: white;
    min-height: 145px;
    padding: 20px 22px;
    border-radius: 18px;
    box-shadow: 0 6px 18px rgba(0,0,0,0.06);
    text-decoration: none;
    color: #004a80;
    font-weight: 800;
    font-size: 16px;

    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;

    transition: 0.2s ease;
}

.card-form:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 22px rgba(0,0,0,0.10);
}

.card-com-botoes {
    align-items: center;
    justify-content: center;
    flex-direction: column;
    text-align: center;
    gap: 8px;
}

.card-com-botoes h3 {
    color: #004a80;
    margin: 0;
    font-size: 18px;
    line-height: 1.2;
}

.card-com-botoes p {
    color: #6b7280;
    margin: 0;
    font-size: 14px;
    font-weight: 600;
}

.botoes-clean {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 12px;
    flex-wrap: nowrap;
    margin-top: 12px;
    width: 100%;
}

.botoes-clean a {
    background: #004a80;
    color: white;
    min-width: 95px;
    padding: 10px 18px;
    border-radius: 10px;
    text-decoration: none;
    font-size: 13px;
    font-weight: 700;
    line-height: 1;
    white-space: nowrap;
    text-align: center;
}

.botoes-clean a:hover {
    opacity: 0.9;
}


.card-titulo-subtitulo {
    flex-direction: column;
    gap: 8px;
}

.card-titulo-subtitulo h3 {
    color: #004a80;
    margin: 0;
    font-size: 20px;
    line-height: 1.2;
}

.card-titulo-subtitulo p {
    color: #6b7280;
    margin: 0;
    font-size: 14px;
    font-weight: 600;
}